The Homeowner's Calendar
The weeks leading up to the day you take possession of your new home can be as exhausting as they are exciting. Here's a suggested calendar of events to keep you on track as you count down to closing day.
Two months before
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Give rental notice
- Select a moving company.
- Planning to do-it-yourself? Begin packing items you won't need during this time.
- Sell or give away unneeded items.
Six weeks before
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Make records of belongings/valuables - insure if required.
- Make arrangements to store items if necessary.
- Obtain copies of personal records (i.e.: medical, dental, academic) if you will be switching providers.
Four weeks before
- Notify post office of change of address - send change of address cards
- Notify utility and phone providers of change of address - arrange for connection at new address
- Confirm move details with mover
- Obtain boxes from mover - continue packing items as appropriate.
Two weeks before
- Draw up floor plan of new home - provide to moving company with instructions on locating furniture and label furniture accordingly
- Arrange for babysitting, pet-sitting on move day
- If discarding bulky items, make arrangements according to municipal requirements
- Arrange necessary move and related insurance costs.
One week before
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Take down any fixtures that you plan to bring with you.
- Pack a move-day travel bag with essentials (i.e. change of clothes, toiletries).
- Label items to be moved in the car, if appropriate.
- Have your lawyer/notary advise you of the exact amount owing, then have your certified cheque or bank draft prepared accordingly.
Moving day
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Review directions with mover.
- Save all copies of moving documentation.
- Before leaving, check each room carefully: close windows, turn off water and appliances, lock doors.
- Notify landlord that property is vacant.
- Leave forwarding information.
Closing Day
The day you've been waiting for has finally arrived. Here's what you can expect to take place on closing day:
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All the appropriate documentation should be with your lawyer/notary
- With your lawyer/notary, review the statement of adjustments which details the exact amount you owe the vendor on closing
- You should have a certified cheque or bank draft payable to your lawyer/notary to cover these costs and your legal fees and disbursements
- Your mortgage representative will provide your mortgage funds to your lawyer/notary, who will issue payment to the vendor
- Your lawyer/notary will arrange for you to pick up your keys
Congratulations and welcome home!